Mthobisi Mthimkhulu

Mthobisi joined Allan Gray in 2011. He leads the Private Clients team. He previously held roles in Operations, Client Services and Strategic Markets. He holds a Bachelor of Commerce degree from Rhodes University and a Postgraduate Diploma in Financial Planning from the University of the Free State. Mthobisi is a CFP® professional.

Articles by Mthobisi Mthimkhulu

How to pave the way for better decisions

By Mthobisi Mthimkhulu on 18 Nov 2022

The decisions we make are a function of the environment that we are in, according to behavioural economists. Put in a different environment, or faced with a...

Your questions answered

By Mthobisi Mthimkhulu on 26 Jan 2021

As you embark on your investing journey, you’re likely to have a number of unanswered questions. In the final instalment of our 6-part Personal investing 101...

How to cope with the trauma of the COVID-19 crisis

By Mthobisi Mthimkhulu on 06 Apr 2020

And so the three-week lockdown is underway. While it feels like surely this must be a bad dream from which we will soon awake, it is our new reality.

Are you financially resilient?

By Mthobisi Mthimkhulu on 23 Oct 2019

Most of us know what it means to build resilience in the context of health and wellness: eat healthily, exercise regularly, get enough sleep and manage stres...

Ready… set… invest

By Mthobisi Mthimkhulu on 20 Jun 2019

Investing is not a complicated activity only for rich people. It’s a great way to create financial security and everyone – even you – should get started,...

The trouble with switching

By Mthobisi Mthimkhulu on 25 Jan 2019

During periods of underperformance, even the most experienced investors get tempted to switch funds in search of better returns. However, switching funds in...

Bump up your savings with a tax-free investment

By Mthobisi Mthimkhulu on 30 Jun 2018

Have you taken the plunge and started your own business, but sacrificed some (if not all) of your savings to do it? Mthobisi Mthimkhulu suggests using a...

PART 8: The role of financial advice in your investment success

By Mthobisi Mthimkhulu on 30 Oct 2017

You wouldn’t gamble with your health by not seeing a professional, why do it with your financial future? Consult an independent financial adviser to help you...

PART 7: How to make money from investing - your role

By Mthobisi Mthimkhulu on 23 Oct 2017

Take control of your emotions! Your behaviour is the wildcard when it comes to making money from investing...

PART 6: Where can I invest my money?

By Mthobisi Mthimkhulu on 23 Oct 2017

There are so many investment managers to choose from, how do I figure out where I can invest my money...

PART 5: What should I invest in?

By Mthobisi Mthimkhulu on 17 Oct 2017

Tax and law are wrapped around every investment product. Knowing the rules can help you choose the right product for your needs...

PART 4: How do I start investing?

By Mthobisi Mthimkhulu on 09 Oct 2017

The first step is often the most difficult to make, but it does not have to be so with investing. Follow these tips to start off on the right foot...

PART 3: When should I start investing?

By Mthobisi Mthimkhulu on 02 Oct 2017

Time is of the essence when it comes to investing. Start now and benefit from the magic of compounding...

PART 2: How do I overcome the barriers to investing?

By Mthobisi Mthimkhulu on 25 Sep 2017

Not sure how to save money? Follow these five easy steps...

PART 1: Why you should invest

By Mthobisi Mthimkhulu on 18 Sep 2017

There are many reasons to invest. Start now: small sacrifices today can make a big difference over the long term...


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