Insights categories - Retirement


Our best advice when it comes to saving for retirement is to start saving early, add to your investment whenever you can afford to, and avoid dipping into your retirement savings when you change jobs. In addition, remember, your investment journey doesn’t end when you reach retirement, it merely shifts a gear. Here we discuss these themes, as well as other topical subjects in the retirement savings arena.

Articles in "Retirement"

Insights categories - Retirement

The two-pot system simplified

By Jaya Leibowitz on 02 May 2024

Reading time: 7 mins

South Africa’s retirement savings system is changing, with the implementation date of the new system currently set for 1 September 2024 – although go-live...

Insights categories - Retirement

How divorce may impact occupational retirement fund savings

By Felicia Hlophe on 18 Apr 2024

Reading time: 9 mins

Felicia Hlophe, legal adviser at Allan Gray, explains the possible consequences of a divorce for members of occupational retirement funds, such as the Allan...

Insights categories - Retirement

Boost for retirement savers eyeing greater offshore exposure

By Birte Schneider on 06 Mar 2024

Reading time: 3 mins

Namibian retirement funds can now invest an extra 5% of their assets offshore. Birte Schneider, managing director, discusses what the offshore investment...

Insights categories - Retirement

Offshore toolkit part 2: Unpacking South African tax obligations for non-resident living annuitants

By Ebrahim Southgate on 20 Oct 2023

Reading time: 7 mins

South African legislation specifically prohibits the transfer of living annuities to other financial service providers abroad. Therefore, South Africans who...

Insights categories - Retirement

Podcast: Are better outcomes for retirement savers on the horizon?

By Mica Townsend on 26 Oct 2022

Listening time: 36 mins

Allan Gray’s head of Assurance, Richard Carter, joins Umbrella Fund specialist Mica Townsend to discuss the challenges with the current system, the...

Insights categories - Retirement

Five ways employers can help employees prepare for a better retirement

By Mica Townsend on 07 Jul 2022

Reading time: 11 mins

Employers can play a meaningful role in helping their workforce maximise their retirement savings outcomes. Mica Townsend, Group Savings and Investments...

Insights categories - Retirement

Navigating a changing retirement savings system

By Richard Carter on 10 Mar 2022

Viewing time: 1 min

The finer detail may remain unclear for the moment, but National Treasury’s proposed retirement reforms have largely been welcomed by the retirement savings...

Insights categories - Retirement

How to make investing for retirement feel less like a sacrifice

By Thandi Skade on 11 Oct 2021

Reading time: 7 mins

With all the financial demands of present-day life, it can be difficult to stay focused on investing for our longer-term financial goals. Balancing the...

Insights categories - Retirement

Key questions to help you prepare for your retirement

By Daniel van Andel on 26 Mar 2021

Viewing time: 41 mins

Although we all have different circumstances, our objectives in retirement are often similar. We want the income we receive to be sustainable for life and to...

Insights categories - Retirement

How to bring conversations about saving out of the closet

By Saleem Sonday on 16 Aug 2019

Reading time: 5 mins

Talking about finances at work can seem like a taboo subject, especially given that conversations about salaries, bonuses or saving for retirement usually ta...

Insights categories - Retirement

How often should employers review their umbrella fund provider?

By Nazia Kahlon on 08 Aug 2019

Reading time: 4 mins

The 2019 Sanlam Benchmark Survey found that one-third of employers using umbrella funds have never reviewed their provider, while less than half of responden...

Insights categories - Retirement

Retirement planning in reality

By Leaveil Des Fountain on 24 Jul 2019

Reading time: 9 mins

To truly break the cycle of poverty and start creating generational wealth, young working professionals need to prioritise saving for retirement. Leaveil Des...

Insights categories - Retirement

Planning for retirement in the gig economy

By Tamryn Lamb on 21 Jun 2019

Reading time: 9 mins

Millennials are revolutionising the way we work as they embrace the flexibility and independence of the gig economy, but what does this mean for their...

Insights categories - Retirement

The ultimate human race

By Belinda Carbutt on 31 May 2019

Reading time: 7 mins

As investors there is a lot we can learn from marathon runners that can assist us with our own “ultimate human race” – the challenge of retiring financially...

Insights categories - Retirement

How to prevent a financial day zero

By Belinda Carbutt on 12 Nov 2018

Reading time: 6 mins

Over the past year, Western Cape residents have had to envisage a future without running water and adapt their lifestyles accordingly. They have rallied...

Insights categories - Retirement

How to make your retirement savings last: Common myths debunked

By Shaun Duddy on 01 Jun 2018

Reading time: 4 mins

There are many risks that need to be overcome to ensure that retirement savings last, says Shaun Duddy, including longevity, inflation and investment risk. I...


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